The state of the economy, along with escalating concerns over health insurance reform, are prompting Medicare eligible to seek guidance on their Medicare Supplement plan choices. BenefitPackges.com, a leading California insurance agency, helps individuals to better understand how Medicare Advantage plans work and why Freedom Blue Regional PPO Plans are a smart choice.
In recent years, over 10 million beneficiaries, or more than 20 percent of those on Medicare, have chosen private Medicare Advantage health plans over the government’s traditional fee-for-service program. “Whether you are newly eligible for Medicare, or seeking to switch your Medicare Supplement option, now is the time to learn the truth about Medicare Advantage Plans,” says Larry Hurwitz, benefit consultants/owner of BenefitPackages.com Insurance Agency.
Medicare Advantage Plans are health plan options that are part of the Medicare program. If you join one of these plans, you generally get all your Medicare-covered health care through that plan. This coverage can include prescription drug coverage. Most Medicare Advantage plans are usually HMO, but a popular choice for Californians is Freedom Blue (Regional PPO) offered by Anthem Blue Cross.
Freedom Blue (Regional PPO) plans are Medicare Advantage Preferred Provider Organization plans with a Medicare contract. The advantage is that you get more from Medicare beyond basic benefits. The Freedom Blue PPO Plan’s key benefits include:
• Coverage for most in network medical services.
• Part D brand and generic drug coverage.
• Freedom to Choose the doctor and hospital of your choice from our large network of participating providers.
• No referrals to specailists.
• Low premiums and more benefits than trditional Medicare.
If you have Medicare Part A and Part B and you enroll during one of the enrollment periods, you’re eligible to join a Medicare Advantage plan. During Annual Coordinated Election Period (AEP) from November 15 through December 31, anyone with Medicare will have an opportunity to switch from one way of receiving Medicare to another. The Open Enrollment Period (OEP) is from January 1 until March 31 and Medicare Advantage eligible individuals may make one enrollment request.
BenefitPackages.com has been serving Californians for 20 years and is known as one of the most prominent agencies in the state. For more information on BenefitPackages.com or Freedom Blue PPO plans, please visit http://www.benefitpackages.com/zero-cost-ppo-seniors.html or call 1-800-356-3615.
