Share your insurance ideas and expertise. Respond to questions and comments Joslyn [2010-03-09] ... I'm choosing health insurance for the first time. What is the difference between a HMO and a PPO? Reply

How To Save Yourself From Auto Insurance Frauds

Auto insurance frauds are riveting the whole nation and in the last few years, it has really become a significant problem. Auto insurance frauds cost everybody as elevated insurance premium rates. Saving yourself from auto insurance fraud begins with understanding how con artists stage accidents, driving cautiously and what you should do if you get involved in an accident.

Understand the situations that might put you at risk of falling prey to a staged accident. For example, a vehicle abruptly cuts off the vehicle before your car. The vehicle before your car clapped on the brakes and if youâ€™re coming after too nearly, you would not be able to stop on time and crash into the car in front of you. You should save yourself from this type of a fraud by keeping a lot of distance between your car and the vehicle in front of you.
Inform every motor vehicle accident to your auto insurer. You should not attempt to reconcile at the scene of the accident, particularly with cash. Get the names, telephone numbers and addresses of the passengers of the other car (on certain occasions, there would be a great deal of them with a staged accident) and the witnesses.
Your glove compartment should have a disposable camera to take pictures of vehicle damage and the vicinity if an accident occurs. If anybody attempts to file an auto insurance claim against you for higher damage than was caused as a result of the accident, you would have photographs to demonstrate how the car appeared at the scene of the accident.
You must call the police anytime you get into a motor vehicle accident. Usually, reports are not filed for road mishaps that cause only property damage. However, the police officer would work as an additional pair of eyes regarding the number of witnesses present over there and the number of passengers present in the other vehicle. This is crucial if there is any disagreement between what you recall and what the driver of the other car is informing your insurance carrier.

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RECENT COMMENTS

Joslyn
2010-03-09
I'm choosing health insurance for the first time. What is the difference between a HMO and a PPO? insure

Kat
2010-03-08
BCBS PPO coverage for weight loss surgery? I have recently been considering having the lap band done. I am wondering would BCBS PPO cover for it. I am a dependent on this insurance and I am 21. I am covered until I am 25. I have heard it depends on what policy the employer agrees upon but I am not sure what kind of policy my parents have. Does anyone know what kind of policy WLS would be covered under. And if not covered all the way would it be covered any? I am a little apprehensive about doing all this but I need to find out if I am even covered at all and I'm not quite sure how to go about finding out how. insure

Jeff Callison
2010-03-04
Thanks for the information. I decided to buy an HSA but I went with another broker in Ohio. Their firm specializes in that type of policy. insure

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