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Share your insurance ideas and expertise. Respond to questions and comments Joslyn [2010-03-09] ... I'm choosing health insurance for the first time. What is the difference between a HMO and a PPO? Reply

Assurant

Careful planning and evaluation of personal need is needed before one subscribes to an insurance policy, which offers the perfect combination of security and price. Medical and financial benefits, validity of coverage and affordability should be the primary benchmarks to judge and decide on a policy. The short term health insurance provides comprehensive financial coverage, and is particularly effective for extended long-term policy breaks.


Assurant health short term health insurance provides immaculate policy protection at extremely smart prices. This policy facilitates certain exclusive benefits and responsive coverage options that ideally cover emergencies during brief, pre-ascertained periods. It is ideal for people in search of an affordable, no-frills policy that would provide good coverage even during times of economic inconvenience.


Assurant short term health insurance policy facilitates options for applicable deductible amounts, coinsurance and provides support for next-day coverage. The coverage tenure of the policy could range from 30 to 360 days, as per personal policy expectations/requisites. This insurance policy also provides payment by affordable monthly installments, and a 20% discount if paid upfront. The policy also facilitates personalized, preferential options for hospitalization and doctor's consultations.


Treatments for medical pre-conditions, financial/medical benefits facilitating preventive care and routine physical check-ups are not offered policy coverage. The Assurant temporary health insurance also doesn’t cover immunizations and inoculations, dental care or ophthalmic diagnostics/care.


Golden Rule temporary insurance policy offers comprehensive insurance coverage for short periods which is not primarily covered by a policy. The policy facilitates inclusive emergency coverage at extremely affordable prices, assuring the subscriber of unparalleled policy service even outside national boundaries.


The inclusive and extensive coverage of the Golden Rule health insurance policy includes emergency hospitalization (semi-private room) and doctor's consultations.

The insurance policy also covers expenses incurred for prescribe diagnostics, pharmaceutical administrations and necessary tissue/organ transplants. Essential services of an ancillary nature like ambulance, intensive care units etc are also covered by the insurance policy.
Dental examinations and treatments, medical pre-conditions, maternity care or existing illnesses necessitating hospitalization are not covered by the policy. Golden Rule medical insurance policy also does not cover costs for regular physical examinations, routine diagnostics and preventive medication.


Short term health insurance policies are extremely smart policy options, providing affordable yet comprehensive financial coverage during times of financial transition. It proves to be an extremely reliable contingency plan for the present by future-proofing your financial and social necessities. Ease of use, affordability and worldwide applicability has made short term insurance policies a rage among people who welcome change in their lives.

About Assusant Health Insurance Coverage

Assurant Health Insurance started in 1892 and is headquartered in Milwaukee, WI. There are 3 companies under this brand name and these are Time Insurance Company, Union Security Insurance Company and John Alden Life Insurance. Together they all work to provide health insurance policies to the people in the United States. Their products include individual, small business, short term and student health insurance coverage. There are also products that are non-insurance which are Health Reimbursement Arrangements and Health Savings Accounts.

Below is an overview of some of the products of Assurant Health Insurance.

1. Individual Insurance is set up on a long-term basis and it can cover you and any member of your family. This plan will be right for you if you are self-employed; a part time worker, or unemployed. You can also get this even if you are not sure when you will retire or are not yet eligible to get coverage from Medicare.

2. Short Term Insurance is a temporary insurance that can cover your medical cost as early as the following day. This can cover any accident and medical costs whether unexpected or not. This is right for those who are in between jobs, temporary employee or a fresh graduate who is about to start a job and an employee waiting for employers benefit.

3. Student Insurance is designed for graduate or undergraduate students. This is perfect for students who are not covered by their parent's health plan.

4. Small Business Insurance provides employees protection and peace of mind. Employees can choose doctors and hospital and no referrals needed to see a specialist.

Assurant Health Insurance has proven its stability and strength in the world of insurance policies. Their assets are more than $25 billion and its annual revenue is $8 billion. They are a part of Fortune 500 Company which has AIZ symbol in NY Stock Exchange. Assurant has more than 15,000 employees operating worldwide.

For more information on Assurant Health Insurance

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RECENT COMMENTS

Joslyn
2010-03-09
I'm choosing health insurance for the first time. What is the difference between a HMO and a PPO? insure
Kat
2010-03-08
BCBS PPO coverage for weight loss surgery? I have recently been considering having the lap band done. I am wondering would BCBS PPO cover for it. I am a dependent on this insurance and I am 21. I am covered until I am 25. I have heard it depends on what policy the employer agrees upon but I am not sure what kind of policy my parents have. Does anyone know what kind of policy WLS would be covered under. And if not covered all the way would it be covered any? I am a little apprehensive about doing all this but I need to find out if I am even covered at all and I'm not quite sure how to go about finding out how. insure
Jeff Callison
2010-03-04
Thanks for the information. I decided to buy an HSA but I went with another broker in Ohio. Their firm specializes in that type of policy. insure

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